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SaaS Financing

Take advantage of preferred pricing from your software providers by paying in full for your software infrastructure. Smooth out your upfront stack and pay those expenses over time. Funds can be paid directly to your software vendors.
SaaS Financing


Good to Know
$5K - $1M

Loan sizes start from $5K and are available up to $1M.

Payment Schedule

An installment loan, both the principal and interest can be repaid daily, weekly, or monthly depending on qualifying factors.


Designed to match funds to a specific short-term business need, terms typically range from three months up to sixty months, depending on qualifying factors.

2 men applying

The Application Process

Committed to working with you in an ethical, responsive, and transparent way.

Complete the application

Give us a call or get started online, either way, it will only take a few minutes. We’ll capture the business specific information, advise you on any additional documentation and next steps.

Review your options

Once your application has been processed and reviewed, an Advisor will reach out with options and help you choose the best financing solution.

Receive funds

Once approved, funds typically release the same day to your business bank account.

Eligibility requirements

6 months’ time in business
$100K in annual revenue
No Fico minimum
Business bank account & ID
man talking on phone


SaaS Financing

Why finance my software expense?

Software has become a major expense item on a small business P&L statement. Because annual renewals on software expenses typically come in as large lump sum payments, they can be cash flow killers. Securing a loan to finance those large expenses, offers a way to spread those charges over time.

What are the benefits of financing my software expenses?

Software vendors offer significant discounts for paying their invoices upfront. Financing allows you to access those software discounts, with the flexibility to spread your payments over a period of time.

What determines how much I qualify for?

Your business revenue will have the largest impact on the loan size you may qualify for. Other considerations like time in business, industry type, credit history, and several other factors will also be determining facts.

Who pays the SaaS Vendor?

There are 2 options. Some lenders are willing to make the payment to the SaaS vendor on your behalf while most will fund the proceeds of the loan directly to your business bank account and let you make that vendor payment.

Let’s get
started today

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Capital Reaction.
36 Russ Street, 3rd Floor
Hartford, CT 06106