Still waiting for your Employee Retention Credit (ERC) refund? ERC Now

Your Passion.
Our Purpose.

Business Financing - Fast & Simple

Get Started
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Moving at the speed of you

You're moving fast, we'll keep up!


Decisions and funding in less than 24 hours.


Get offers with a simple application + 3 bank statements.


No fees and no credit pull to apply. Esign everything!
Financing Options

$5K - $5M

Securing business financing doesn't have to be confusing or time consuming. It should be transparent, easy to understand, and convenient. Having the right capital partner can make all the difference.

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Business Loan*

Loans range from $5K to $2M
Business term and Bridge loans
Varying Terms from 3 to 60 months
Automated daily or weekly payment options
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ERC Financing*

Fund up to 70% of your ERC claim amount
Purchase of ERC refund today
Not a loan, so there are NO payments
Don’t wait 12 months to receive refund, fund today!
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Invoice Factoring*

Advances from $25K to $25M
Exchange unpaid invoices for immediate cash flow
Up to 90% advance rates
Terms out to 18 months
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Line of Credit*

Business line of credit from $5K to $250K
Terms from 3 to 24 months
Only pay for what you access from the line
Automated weekly payments
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Merchant Cash Advance*

Advances from $5K to $2M
Funding in 24 hours
Streamlined approval process, minimal docs.
Automated payments flex with business receivables
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SBA Loan*

Loans range from $500K to $5.5M
3 programs – SBA 7(a), SBA 504, SBA Express
Varying Terms from 5 to 25 years
Partially backed by the government
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It takes a little cash flow to make your business go.

working capital
software & hardware upgrades
equipment purchase
remodel or open a new loaction
inventory buys
marketing push
hire talented people
+much more!
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How it works

3 easy steps for financing

Complete the Application

Give us a call or apply online. It will only take a few minutes.

Review Options

An Advisor will reach out with options and help you choose the best financing solution.

Receive Funds

Once approved, funds will typically be released the same day.

Customers are sharing their capital reaction.

Had my oven go down Tuesday night, called around the next day, and decided to go with Capital Reaction because they got my sense of urgency. I got approved and funded on Wednesday with money in the bank on Thursday. Couldn’t believe how fast things actually went. Thx for getting it done!

Charlie B., Youngstown, OH

John and his team were true professionals from the 1st call, till receiving my loan. He kept in constant contact with me every step of the way and was available to answer all my questions. Gr8 service – Gr8 people.

Mike W., Chandler, AZ

It was a really pleasant experience working with JD! I was a bit nervous about what I was getting myself into, but JD was patient and took the time to walk me through the entire process. Super knowledgeable and explained everything to me. From skeptic to fan! If I need another loan, I’ll make sure to call you again JD!!! Thank you!!!

Susan F., Berkely Heights, NJ

Let’s get
started today

Have Questions?
We Can Help!
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Capital Reaction.
36 Russ Street, 3rd Floor
Hartford, CT 06106